Episode 7

Disability insurance for physicians – what features – how to work with a consultant

by OBGYN Business Institute | December 15, 2022

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Today’s show is the follow-up episode of “University Practice – Experience with disability insurance,” aired last Thursday.

In this week’s podcast, Dr. Mikio Nihira and Tate Christoper, Founder of Physician Financial and Insurance Services, discuss vital components when buying physician disability insurance, as well as the costs & benefits of the investment.  In addition, Tate Cristopher emphasizes questions one should ask themself before making a decision. 

Listen to this episode for a transparent look at how to make the right decision and what to consider before buying physician disability insurance.

Key highlights

  • 00:00:48 – Introduction to Tate Cristopher
  • 00:03:23 – A question to all residents, What is the greatest investment you can make?
  • 00:05:45 – Disability Insurance for OB-GYN – Expert, Unbiased Advice
  • 00:10:14 – Bottom Line of the disability insurance policy!
  • 00:20:02 – A Message to young physicians/when to start
  • 00:22:46 – The real challenge, When do you need it? 
  • 00:24:37 – The Best Time For Medical Residents to Purchase Disability Insurance?
  • 00:26:48 – How to get started?

Background of Tate 

Tate Christopher is the owner of Physician Financial and Insurance Services, a leading insurance broker for the medical community.

Physician Financial and Insurance Services has helped thousands of physicians organize their personal finances and insurance needs since 1993.

Connect with 

Website: www.tatemoney.com

Email: Tate@tatemoney.com


Dr. Mikio Nihira

Host Dr. Mikio Nihira

Dr. Mikio Nihira is the Medical Director of SevenStar OB/GYN and a former Clinical Professor of Obstetrics and Gynecology at the University of California at Riverside.

Dr. Nihira is a Fellow of the American College of Obstetrics and Gynecology and the American College of Surgeons. He is a Diplomate of the American Board of Obstetrics and Gynecology as a subspecialist in Female Pelvic Medicine and Reconstructive Surgery. He is a member of the Society of Gynecologic Surgeons, the American Urogynecologic Society, and the National Association for Continence.

He has authored numerous scientific journal articles and textbook chapters in gynecology and urogynecology. He is a nationally recognized expert in female pelvic floor disorders and has been quoted in such publications as the Chicago Sun-Times, Dallas Morning News and Shape magazine.

He is passionate about improving patient care experiences through efforts such as Enhanced-Recovery after Surgery (ERAS) pathways. Critical to this effort is training physicians on how to minimize opioids to manage pain and identify and address substance abuse in patients.

Dr. Nihira is a highly respected and experienced physician, having been in practice for over two decades. His medical career began in 1994 when he graduated with a medical degree from the University of California, Los Angeles. He completed an obstetrics and gynecology residency at the University of California, Los Angeles Medical Center. To further specialize in the field, he finished an urogynecology and reconstructive pelvic surgery fellowship at the Greater Baltimore Medical Center and the University of Maryland. A Southern California native, Dr. Nihira is dual-boarded in obstetrics/gynecology and female pelvic medicine and reconstructive surgery by the American Board of Obstetrics and Gynecology. Additionally, he serves on several national boards for his specialty and chairs UC Riverside’s institutional review board for research projects.

Dr. Nihira is a member of the American College of Obstetrics and Gynecology and the American College of Surgeons. He is a Professor of OB/GYN in the Division of Female Pelvic Medicine and Reconstructive Surgery at UC Riverside. He currently serves as an examiner for the American Board of Obstetrics and Gynecology as a subspecialty examiner for Urogynecologic surgeons.

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